Being identified with a vital infection may createa whole disruption of ordinaryexistence and wipe awayyour lifetimesavings.The person who is suffering from the critical situation also worries for the people who are around him and are financially dependent on him. Critical illness cover offers you and your circle of relativesmonetary protectionfor such a crucial time. In this situation, a huge amount of money is required and that money will be provided by the insurance company. You should check the features of the companies and then decide choosing a particular company which is helpful for your situation.Your health insurance plan will pay off all your hospital bills.
Some of the main features and benefits of the critical illness cover are
The medical insurance companiescovers the person'sfamily and kidsabove the age of 6 years. So one must not fear about his or her monetary situationand neithertrouble themselves with the load of the individuals who are financially depending on that person.
The medical claimsrange from Rs 1 lakh to Rs1 Crore. So the person would not have to worry about the hospital bill even if it is expensive.
Different insurance companies have their own call time for survival length. Some have 10, 20, 30 days and many more of survival length post-diagnosis.
Many companies also provide a bonus amount. So that the person will not have any problem with the advance payment.
Some insurance companies also pay 100% of the amount at the very critical stage.
Pre-medical screening is not available until a certain age by certain insurance companies who offer insurance covers to people.Many companies also cover the whole family under a single insurance plan.While few companies give a certain amount of discount for the whole family.
Some of the companies also provide emergency services like if a person needs cash urgently for the medical issues, the company will provide him/her with the amount of money.
These insurance companies include critical illnesses like cancer, brain tumour or brain surgery, heart attack, paralysis, blindness, kidney failure, COMA, heart stroke, etc.
Some of the companies do not require pre-policy health check-ups.
Some companies also have emergencyhospitalisation all over the world.
Some companies also provide personal accident covers with Child Education cover and also Annual health check-ups.
Some of the companies also provide income tax benefits to the person so that he/she would not have to worry about the tax problem.
A second medical opinion facility is also being provided by many companies.
These are some of the main features and benefits of Critical Illness cover and why you must use it in your tough times.
Before using the critical illness cover, one should be familiar with the terms and conditions.There is a particular waiting period that is mentioned in the plan. After that certain period,the person will be eligible for the benefits. One cannot go for the plan if that person has any disease by birth.Beware of the rules and regulations before applying for these companies.
The Care insurance or the Care Health insurance company is one of the most trustedcompanies. This company gives several discounts and benefits for the customers. This company was formed in July 2012.They also provide insurancecover for personal accidents, health care, medical insurance plans, etc.Care Insurance company will provide maximum help to the people in their tough times. One can contact Care Insurance nearest branch when in need.Our agents will guide you the entire time and if any problem occurs then they will be there to help. This company will provide you with the annual health checkups, pre and post-hospital bills, ambulance fees, also for surgeon fees, oxygen,blood, etc.18 years is the minimum age to apply for this policy and the maximum age is at 24 years.Apart from the USA, global coverage has been made available for all sorts of medical expenses.Get registered on the Care Health Insurance app which will help you to track hospitals near you. You can get the Care Health Insurance app from the play store.
Do not fall for the scam companies, do check thoroughly before contacting any health insurance company. Do not share any personal information and if any company is asking for it then that particular company is a complete fraud.Check the terms and conditions and also the rules and regulations before applying. One should follow the rules and regulations to cooperate with the agents of the company. Check the amount ranges before taking help from that company. After talking with the agents of the particular company, if one does not find it suitable for himself/herself then that person can back off. There is no pressure at all. Make your financial conditions more secure in your critical times with the help of critical illness cover by Care Insurance.
