The result means England will have to win all three of the remaining one-day internationals if they are to win the six-match series.
In a mirror of the criticism that has often been levelled at the England men’s team in recent years, it was conservatism with the bat which proved decisive.
After winning the toss and choosing to bat first, England slumped to 38 for two early on.
A mammoth third-wicket stand from Taylor (110 from 133 balls) and Charlotte Edwards (95 not out from 122) saw them recover to 240 for three from their 50 overs.
That seemed a competitive score until the visitors began their onslaught - teenager Suzie Bates went after a quickfire 21 from 13 balls, but New Zealand never looked in trouble.
Aimee Mason hit 81 from 86 balls before she was dismissed by Nicki Shaw and Sara McGlashan was 97 not out from just 94 balls at the end.
She was joined by Haidee Tiffin, who was 19 not out when New Zealand knocked off the runs with more than 14 overs to spare.